Butterfield Animal Hospital
Payment & Insurance Options
Care Credit
Whether you use it to cover annual expenses like preventative care check-ups or for unexpected costs like pet prescriptions and house calls, the CareCredit healthcare credit card makes it easy to give your pets the care they need, when they need it.
Ask your doctor if they accept the CareCredit healthcare credit card today.
What is Pet Insurance?
Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.
As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets’ health care and standard of living than previously, the market for pet insurance has increased.
Some of the differences in insurance coverage are:
Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts, or diabetes) are covered;
How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
Whether the deductible is on a per-incident or an annual basis;
Whether there are any limits or caps applied (per incident, per year, age, or over the pet’s lifetime); and
Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.
